Rules for using the sBook app: what applies to your account, how team work is organised, what is prohibited and what each party is answerable for.
1.1 These Terms of Use (the "Terms") set out the rules for using the sBook mobile app and the related services.
1.2 By registering in the app or using it, you accept these Terms in full, together with the Public Offer, the Privacy Policy and the Refund Policy.
1.3 If you do not agree to the Terms, do not use the app.
1.4 To use the app you must be at least 18 years old and have full legal capacity.
2.1 sBook is a business-accounting app designed for small and medium businesses. It lets you keep income and expense records, debts, warehouse, assignments, notes and analytics in one place.
2.2 The app is provided for Android and iOS (13.0 and above) devices. There is no web version.
2.3 The app interface is available in Uzbek, Russian and English.
sBook is not an official accounting program, a tax reporting system, a bank or a financial advisory service. It is a supporting tool for keeping your own internal records. You remain fully responsible for any reports submitted to state authorities.
3.1 The Account is linked to your phone number. One number corresponds to one Account.
3.2 The app has no password. Every sign-in is confirmed with a 6-digit SMS code sent to your phone number. The code can be requested again after 60 seconds.
3.3 When registering you must enter your real first name, last name and a phone number that belongs to you.
3.4 Do not disclose the SMS code to anyone. All actions carried out from your Account are deemed to be your actions.
3.5 The phone number can be changed in the app settings — the new number is also confirmed with an SMS code.
3.6 The Account may be used on several devices at the same time. Data is synchronised through the server.
3.7 To improve the security of your Account we recommend enabling the App Lock (a 4-digit PIN or biometric protection). The App Lock is a convenience measure that protects against a casual person who picks up your device; it does not replace the device's own lock or encryption system and must not be regarded as absolute protection against a targeted attack.
3.8 Shared device. Even after you sign out, your name, phone number, App Lock setting and the saved card record (last 4 digits) may remain on the device. If you used the app on a phone that another person uses, delete the app from that device.
3.9 If you notice that your Account is being used without authorisation, report it immediately to +998 90 000 75 01.
4.1When using the app, the following are prohibited:
4.2 A breach of this clause results in the Account being blocked without prior warning. In such a case amounts paid are not refunded.
5.1 All data entered into the app — records, debts, warehouse, assignments, notes, categories, images — belongs to you. We claim no ownership rights over it.
5.2 We process this data only to the extent necessary to provide the service to you — storage, display, synchronisation, calculation and backup.
5.3 We do not use your data for advertising or marketing purposes, nor do we sell it to third parties.
5.4 You are responsible for the accuracy, completeness and lawfulness of the data you enter.
5.5 If you enter information about another person (a customer, a debtor, an employee), it is your obligation to ensure a lawful basis for doing so — Privacy Policy, section 14.
5.6 You may download your data in Excel format at any time.
6.1 Several Businesses may be run under a single Account. Each Business is a separate accounting unit whose data is kept apart from the others.
6.2 The app has two roles:
| Role | Rights |
|---|---|
| Owner | View and edit all data; approve or reject join requests; remove Members; change the Business name and logo; delete the Business; edit records after the editing window has expired |
| Member | View all data, add new records and edit them; leave the Business voluntarily |
6.3
Joining a Business is done using its 8-character identifier
(for example, sb279275). The User sends a request and the Owner of the
Business approves or rejects it.
A Member admitted to a Business can view and edit all data of that Business. There are no per-Member restrictions. Give your Business identifier only to people you trust.
6.4 When you send a join request, the Owner of the Business sees your name and phone number — even if the request is rejected. For this reason, send a request only to a Business identifier that you know and trust.
6.5 The search by identifier in the app does not verify that the Business actually exists — it only shows that the characters entered match the required format. The Owner of the Business must independently verify the person making the request before approving it.
6.6 Each record shows who added it, and this is visible to all Members.
6.7 When a Member is removed from a Business or leaves it, the records they entered remain in the Business.
6.8 Deleting a Business is irreversible. Together with the Business, all of its records, debts, warehouse, assignments and notes are lost permanently. Export to Excel before deleting.
7.1 An internet connection is required. The app stores data on the server; without internet you cannot add new records, edit them or load data. Full offline mode is not supported. Data entered while the connection is down is not queued and is not sent automatically later — for this reason, after each action make sure the result is shown on the screen.
7.2 Time limit for editing a record. An income or expense record may be edited or deleted by any Member of the Business within 24 hours of its creation. Once that period has passed, only the Owner of the Business can change the record. This measure is applied to keep the records reliable.
7.3 No edit history is kept. When a record is edited the previous version is not retained — the app keeps no change log (audit trail). For this reason the app's data cannot replace official accounting documents (clause 2.3).
7.4 Exchange rates. The rates in the app are provided on the basis of data from the Central Bank of the Republic of Uzbekistan and are for information only. They cannot serve as a basis for official calculations. An internet connection is required to view the rates. If a rate cannot be loaded, the total in the Analytics section may be shown on the basis of an approximate value — do not use such a figure for official calculations.
7.5 Excel export. The file is created on your device and is passed only to the app you select. We do not upload the export file to the server, do not store it and do not send it to anyone.
7.6 Notifications. Push notifications are delivered through Google and Apple infrastructure. Their timely delivery is not guaranteed.
7.7 Maintenance. The service may be temporarily suspended for maintenance. Notice of planned work is given as far in advance as possible.
8.1 Every new Account is granted a free 30-day trial period.
8.2 When the trial period or the subscription ends: the Debts, Assignments and Analytics sections are closed; Home remains open, but adding and editing records is blocked.
8.3 Your data is not deleted. As soon as the subscription is renewed, everything is in place.
8.4 Payment is made by UZCARD or HUMO card through the Payme payment system. Automatic renewal is not applied.
8.5 Detailed terms: Public Offer and Refund Policy.
9.1 The exclusive rights to the sBook name, logo, design, interface, program code and all of its components belong to the Provider.
9.2 You are granted only a simple (non-exclusive), revocable right to use the app for personal or business purposes.
9.3 Copying, distributing, selling or modifying the app, or developing derivative products based on it, is prohibited.
9.4 Written permission is required to use the sBook name and logo for advertising or commercial purposes.
10.1 The service is provided "as is".
10.2 We do not warrant that:
10.3 The calculations in the app are based on the data you enter. If the input data is incorrect, the result will be incorrect too.
10.4 This section does not limit consumer rights established by law.
11.1 We are not liable for:
11.2 The Provider's total financial liability in any circumstances is limited to the amount paid by the User during the last 3 (three) months.
11.3 You undertake to defend the Provider against claims brought by third parties where those claims result from your breach of the Terms.
11.4 The parties are not liable for force majeure events.
12.1We may restrict or block an Account in the following cases:
12.2 For a minor breach, a warning is given first and a period is allowed for the breach to be remedied.
12.3 Amounts paid in respect of an Account blocked for a breach are not refunded.
12.4 If you consider a blocking decision unfair, you may appeal — the matter will be reviewed again.
13.1 You may stop using the app at any time — no permission is required for this.
13.2 Signing out does not delete your data. When you sign in again, everything is in place.
13.3 To delete your Account and all data permanently, contact us — the procedure is set out in the Privacy Policy, section 11.
13.4 Once the Account is deleted, the data cannot be restored.
14.1 We are entitled to amend these Terms unilaterally.
14.2 The current version is always published on sbook.uz. Material changes are announced through an in-app notification.
14.3 Continuing to use the app after a new version is published constitutes acceptance of the changes.
14.4 If you do not agree to the new terms, you must stop using the app.
15.1 These Terms are governed by the law of the Republic of Uzbekistan.
15.2 Disputes are resolved through negotiation in the first instance. A written claim is considered within 15 (fifteen) business days.
15.3 If no agreement is reached, the dispute is heard by the competent court of the Republic of Uzbekistan.
15.4 If any clause of the Terms is found invalid, the remaining clauses remain in force.
15.5 These documents are drawn up in Uzbek. In the event of any discrepancy in a translation into another language, the Uzbek text prevails.
15.6 These Terms, the Public Offer, the Privacy Policy and the Refund Policy constitute the entire agreement between the parties.
This version takes effect on 10.09.2026.